Hire purchase

ESTO hire purchase is an extremely fast and convenient payment solution that helps you create a payment schedule based on the period you choose. The solution makes a real-time decision and lets you complete the purchase in less than 60 seconds.

Add the desired products to your cart, confirm the order and choose ESTO hire purchase from the payment methods. When confirming the purchase, select the period, set the monthly instalment amount and digitally sign conveniently with an ID-card, Smart-ID or Mobile-ID.

⦁ ESTO hire purchase can be applied for by all Estonian citizens aged 18–70.
⦁ ESTO hire purchase can also be arranged quickly and conveniently for a legal entity.
⦁ ESTO hire purchase is offered and administered by ESTO AS.

ATTENTION! Every hire purchase is a financial commitment. Before signing a hire-purchase contract, familiarise yourself with the service terms and, if necessary, consult a specialist. Every financial decision involves risks and obligations, so please consider your need for loan products carefully. For example, for a loan amount of €1,290 over 24 months with a fixed interest rate of 14.90% per year and a contract fee of €0, the annual percentage rate of charge is 31.62%, the monthly payment is €70.67 and the total amount payable by the consumer is €1,696.08. Hire purchase is a financial commitment; before deciding, read the contract terms thoroughly and, if needed, consult an ESTO AS employee or another expert. Hire purchase is offered and administered by ESTO AS.

WHAT IS ESTO? ESTO is a financial-services company that began in 2016. The brand arose from the need for next-generation payment solutions suitable for both consumers and merchants. Today ESTO offers the widest range of payment solutions in the Baltics, and its partner network includes more than 2,600 partners and shops and over 300,000 customers.

See the terms here: www.esto.ee

If necessary, contact an ESTO AS employee – info@esto.ee or via the live-chat window at www.esto.ee.

The ESTO 3 payment method is an innovative solution that lets you confirm and pay for your purchase quickly and conveniently – in three equal parts with no additional fees!

Select the highly popular ESTO three-part payment method at checkout to pay for your purchases!

ESTO 3 helps split the purchase amount into up to three equal parts.

⦁ No additional fees apply.
⦁ Just three equal payments over three months.
⦁ The first payment is only on the 15th of the next month.

The ESTO 3 payment method is offered and administered by ESTO AS.

WHAT IS ESTO? ESTO is a financial-services company that began in 2016. The brand arose from the need for next-generation payment solutions suitable for both consumers and merchants. Today ESTO offers the widest range of payment solutions in the Baltics, and its partner network includes more than 2,600 partners and shops and over 300,000 customers.

See the terms here: www.esto.ee

If necessary, contact an ESTO AS employee – info@esto.ee or via the live-chat window at www.esto.ee.